Discover Motiva Card
Posted by Credit - 18/05/09 at 04:05 am- Discover More Card
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The Discover Motiva card motivates you to have good credit. You earn a pay-on-time bonus worth two months interest if you make on time payments for six months in a row. So you’re getting paid to have good credit. You can receive a Cashback bonus for shopping online at top retailers through the Discover website, the bonus is anywhere from 5% to 20%. You get a 1% bonus on any purchase, Discover gives you more of an incentive to go shopping. Cash rewards never expire so you can use them anytime with no fear of losing them. 
There is an interest rate of 3.99% for 6 months and a 10.99% variable on purchases. If you want a cash advance there is a transaction fee of 3% for every cash advance. The lowest amount the transaction fee can be is $5, the highest amount it can reach is $50.There is a $15 late fee on balances that are up to $500 and a $39 late fee for balances that are over $500. There is a 25 day grace period when you pay off the full balance each month. It is possible to access your bank account through the internet. Being a card member protects you from identity theft by having a zero liability policy and by giving you early warning alerts. The Discover Motiva card has many benefits and advantages, not to mention many oppurtunites to save money and earn cash rewards.
