Credit Repair - HisCredit.com

College students are the target audience for the Citi mtvU credit card. This card rewards you for having a good GPA, you can earn up to 2,000 bonus points each semester. The better your grades are, the more points rewarded to you. You also get points if you pay your balance on time and do not exceed your credit limit then you obtain 25 points each month this occurs. If you decide you want to take a break from your studies and go watch a movie, or out to eat or even shopping you can receive 5 points for every dollar you spend at restaurants, movie theaters, and on music. For every dollar that you spend on any other purchase you can get one point. These points add up and can be redeemed for great prizes like; exclusive VIP tickets to mtvU Spring Break or the MTV music awards, concert tickets, electronics, gift cards, music, movies, and even airline tickets. You can get a 10% discountat the MTV store in New York City, or online on the MTV website. The best part about this credit card is that you can build your credit and get rewarded for things that are already important such as getting good grades and maintaining or building good credit.

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The Citi Forward card is a good choice for college students who want to start building credit. This card also rewards you for the things you buy, you can redeem your hard-earned points for music, electronics, student loan rebates, statement credits and you can even make a donation to your favorite charity. If none of these prizes are the right fit for you then let them know and they will find the perfect fit for you. You can earn ThankYou bonus points for just about anything. If you sign up to receive paperless statements or online notifications within the first three months of becoming a member you can obtain 5,000 points. The bank statements always end up as wasted paper anyways so you might as well take advantage of the offer and get free stuff along with online account access. If you spend $50 or more on purchases (within the first three months) you gain 6,000 points. The Citi Forward card encourages you to buy items that will bring you happiness such as books, music, movies and eating out. For every dollar you spend on these things, you can earn 5 points. Every dollar you spend on anything else will grant you one point for each dollar. This credit card gives you alot of ways to earn points and many different choices for rewards.

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